Friday, September 30, 2011

Waterproofing - Concrete Waterproofing and Crystallize Repair ...









Tweet This Crystallize repairs are a typical household repair - every home sites in the earth that continues to change around crystallize, flexing and expanding. Old construction, improper concrete curing or a lack of maintenance make crystallize repair one of the biggest household services. Initially a small or thin crack appears and then it is avoided. The crack gets bigger and your concrete starts to leak. Crystallize repair contractors and concrete waterproofing contractors can help.

A wide range of effective services for the issues concerned with leaking concretes, flooded basements, and crystallize wall cracks are offered online by the finest service provider companies. Let's have a glance at some of the beneficial features presented:

Are you worried about the troubles of concrete waterproofing, crystallize repair, sump pumps, mold removal, yard grading, yard drainage, crack repair, crawl space, crystallize crack repair or concrete crack repair? Then forget all your worries there are certain measures and legitimate solutions for all of your issues to be solved hassle-free. Amazing services via dedicated professionals holding a licensed and registered service for concrete waterproofing or crystallize wall crack.

Concretes are generally found wet and moldy with darkness and noxious smell that make it automatically a prohibited area of home. Whereas appropriate and timely care of concrete can prevent the leaking concrete and you can use this place in a more productive style. Services offered concrete waterproofing, basement water proofers, crystallize repair, crystallize repair contractor, sump pump, mold removal, yard grading, yard drainage, crack repair, crawl space, crawlspace, crystallize crack repair, concrete crack repair

Concrete Waterproofing and crystallize repair contractors is a highly effective and beneficial deal to get over with all immediate concerns of flooded concrete or crystallize wall. Get your locale finest service provider company with finest deal for all services and repairs and get the work done in lesser time and cost and stay trouble free with safe, clean concrete and powerfully stabilized crystallize walls.

Looking for a crystallize repair contractor in Ahmedabad, Daman, Mehsana, Bavla, Rajkot, Bhavnagar, Surat, Jamnagar, Baroda and Gandhinagar. ShivamConChem.com many services like crystallize repair, concrete waterproofing, crawl space and many more. So contact us because we have all new and innovative technology through which you can make your crystallize safe.

Source: http://www.ideamarketers.com/?articleid=2597495

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Thursday, September 29, 2011

Spotting Fake Vintage Weiss Jewelry

Collection of vintage jewelry is fun and a great hobby for many people, collectors, buyers and sellers. In recent years, Weiss has shown fake jewelry on eBay and other auction sites, reliably, such as Yahoo. Many people have been misled and spend more money than necessary. There are things to consider when purchasing any type of vintage jewelry.

Weiss has closed its doors for the year 1971 and is no longer manufacture of jewelry.Falsification of Weiss jewelry was made ??from a plant in Rhode Iceland and are also beginning to make up for the matching earrings. Not only us, but start now in England. The fake jewelry is modern and is widely considered beautiful, bright and colorfully known. The story behind most have cheap jewelry.

To make matters worse they are now doing to Lisner Eisenburg and fake jewelry. To make sure you are getting an authentic piece of jewelry askthe seller if the item is vintage or modern. It is they who send photos of the back to see if it is structured or not. The best way to be sure of its authenticity is for you from a reputable dealer who will buy a certificate of authenticity. I've collected vintage jewelry over the years and wants to warn others to ensure that their voices are vintage and authentic. As collectors, we have the value of a vintage jewelry as a piece of the past! You keep looking, andEnjoy your treasures!

Source: http://shopping-collectible-jewelry.chailit.com/spotting-fake-vintage-weiss-jewelry.html

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How To Get Rid Of Acne Scars Home Remedies | Health and Fitness

[unable to retrieve full-text content]By treating pimples with natural remedies anyone with pimples skin issue can stay away from the unwanted effects which may arise as a result of consuming birth manage supplements. Posted in Health and Fitness | Tags: ...

Source: http://myhealthandfitnesstoday.org/how-to-get-rid-of-acne-scars-home-remedies

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Wednesday, September 28, 2011

Intruder Alarm in Information Technology | WEB-DESIGN,WEB ...

A lot ?f organizations now ??? th? ??? ?f Information Technology (IT) f?r th??r ?wn purposes. Th?r? ?r? ??m? wh? ??? ?t f?r organizing th??r file systems, others ??? ?t f?r th??r inventory ?nd th?r? ?r? ??m? wh? ??? ?t t? ?l??? forward th??r services online. Th??? systems used b? different organizations worldwide ?r? mostly collectively t? th? internet.

Being collectively t? th? internet provides ?n organization a lot ?f benefits. Businesses ??n ?l??? forward th??r services t? a wider range ?f clients over th? internet ?? th?r? need n?t t? b? a form ?f physical contact between th?m f?r a transaction t? happen. A business m?? ?l?? ??? th? internet t? m?k? themselves simpler t? contact via emails ?nd advertise th??r products online using a website.

B?t w?th th? obvious benefits ?f being collectively t? such networked IT infrastructure, ?f course th?r? w?ll b? ??m? risks. One ?f th??? risks ?? having valuable ?nd confidential information stored ?n a computer stolen ?r th? computer system itself b? h?rt. B?????? ?f th? mentioned risks, a form ?f security ?h??ld b? ?n ?l??? t? protect such assets.

Th? best contrivance ?r software t? deploy f?r information technology security purposes ?? ?n Intrusion Detection System (IDS). Th??? IDSes works th? same way ?? a burglar alarm w? ?r? familiar w?th. It monitors th? network f?r malicious traffic, ?nd ?h??ld ?t detect one, ?t h?? th? ability t? generate ?n alert w?th a crash th?t ??n aid ?n h?rt prevention ?nd lessening hard work.

IDSes ?l?? h?? th? capability t? monitor individual computers f?r harmful activity. Th?? ??n b? momentously used b? different organizations t? ensure th?t th??r internal policies related t? IT usage ?? followed, IDSes ??n generate ?n alert ?h??ld th?r? b? ?n? violation ?f ???d rules ?nd policies.

W?th now?s trend ?f increasing reliance ?n Information Technology, care m??t b? taken ?? th?t th??? n?w systems w?ll b? secure. Th? network ?n wh??h th? IT infrastructure ?? collectively t? ?nd th? devices th?t comprises th? whole IT infrastructure ?h??ld b? properly secured. Th? ??? ?f IDSes ?? vastly encourage such th?t th?r? ?? ??m? sort ?f intruder alarm th?t ??n alert respective people w?th th? significant information th?t ??n h?l? generate ?n effective ?nd timely response t? mitigate ?r even prevent h?rt ?? th? organization ?? a whole. In addendum t? th?t, IDSes ??n h?l? ?n enforcing internal rules ?nd policies ?n ?n organization ?nd w?th th? information fr?m th? reports ?f th? IDS, one ??n upgrade ?r patch th??r hardware ?nd software t? m?k? th??r computing environment secure.

Arnie Crisostomo h?? b??n providing caring information regarding intruder alarms f?r many years. H?? expertise ?? th? result ?f years ?f hands ?n experience ?n th? burglar alarms business.

Source: http://webdiana.net/internet-and-businesses-online/security/intruder-alarm-in-information-technology.html

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Something in the Way You Move: Cameras May Soon Recognize Criminals by Their Gait [Video]

Extreme Tech | Technology

Advances in motion-capture technology hold enormous potential as a tool for analyzing surveillance video for possible security threats

surveillance, security, privacy, motionINTRINSIC BIOMETRICS: Unique movement can be used to identify people, even separating politicians from the comedians imitating them. Image: N.Y.U. Movement Lab

The capture and analysis of surveillance footage has been an indispensable tool for U.S. counterterrorism and law enforcement in the past decade. Video analysis software has improved since the 9/11 terrorist attacks?it can be programmed to identify certain patterns and colors, for example, and to issue security alerts when these characteristics are detected. But as terrorists and criminals change their tactics to slip through security the surveillance technologies designed to stop or catch them must likewise become more sophisticated.

One of the biggest challenges to improving video analytics is programming the software to identify specific people and objects under a variety of conditions, such as poor lighting, cluttered backgrounds and subtle changes in appearance (such as facial hair). Video analytics has a lot of room to improve in these areas with the help of software that sharpens computer vision, enhances facial- and pattern-recognition capabilities, and captures the motion of people and things passing in front of the camera's lens. [See our earlier coverage of post-9/11 security and surveillance.]

A team of New York University researchers has homed in on motion capture as a particularly promising approach to analysis. Associate computer science professor Chris Bregler is studying whether potential security threats can be identified via unique patterns of movement. How might someone walk if he was carrying a bomb in his backpack?

A person's body moves differently when it must compensate for some unnatural burden, such as a heavy backpack or even high-heeled shoes, says Bregler, who performs much of his research out of N.Y.U.'s Movement Lab, a motion-capture studio and research group housed at the school's ITP Tisch School of the Arts. When a person is weighed down by a backpack, for example, his or her feet will strike the ground with greater force than they otherwise would. Yet a person with natural-grown weight learns how to counterbalance it and maintain an even stride, he adds.

Bregler and his team have identified certain movement signatures with the help of the same motion-capture technology used for special effects in the Lord of the Rings and Harry Potter movies. Reflective markers placed at various locations on a special motion-capture suit can be picked up by a series of cameras that Bregler places in a circle around the Movement Lab. As a person in the suit moves, the cameras capture information about the reflective markers and feed the data to software that maps the location of each marker on a computer screen.

Outside the laboratory, however, the real world poses problems for motion-capture research?there simply are not enough motion-capture suits for everyone to wear. As a result, Bregler's team is developing software that can detect a person's motion signature without the markers.

Their GreenDot project trains cameras to scan the surroundings and identify spots that are unique, such as the way light reflects off a shirt's button differently than it does off the shirt's fabric. These spots are then represented as green dots on the computer screen. "Wherever you have texture [the software] can find something and track it from frame to frame," Bregler says. GreenDot's objective is to program a computer to recognize a person based on his or her motions. The software should even be able to identify a person's emotional state, cultural background, and other attributes based on movement.

Bregler's motion-analysis research attracted the attention of the Pentagon's Defense Advanced Research Projects Agency (DARPA) in 2000 as a possible means of identifying security threats. Following 9/11 his researched ramped up thanks to funding from the National Science Foundation and the U.S. Office of Naval Research. Law enforcement and counterterrorism organizations already had facial-recognition technology but were looking for additional ways to better make sense of countless hours of surveillance footage.

New York City's Police Department and Mayor Michael Bloomberg's security staff also expressed an interest in Bregler's research in 2004. "They asked us if we could detect suicide bombers, and that's why we started the experiment studying artificial weight," he says.

Facial recognition has in recent years matured to the point where it is useful but only if the subject is within six or so meters from the camera, Bregler says. "That's why we're working on something called intrinsic biometrics, which studies your body patterns, your timing, the way you walk, the way you use your hands when you speak," he adds. "These are very hard to fake."

Based on the decade or so it took for facial recognition to become reliable, Bregler estimates intrinsic biometrics is years away from maturity. Ten years after facial recognition started yielding meaningful results, it has moved beyond the realm of security and is being used by Facebook, Google, Apple's iPhoto and a number of other commercial applications. "We are just starting with intrinsic biometrics so estimating from the past it probably takes five to 10 more years before it becomes as accurate as facial recognition and other biometrics," he adds.


Source: http://rss.sciam.com/click.phdo?i=ad2f68545236c30cbf3e139e07d5bbbb

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Tuesday, September 27, 2011

HBT: Francona shakes up Red Sox lineup

This won?t be some magic elixir for the troubled Red Sox pitching staff, but Terry Francona has put together a new-look lineup for this afternoon?s game against the Yankees.

Here?s the lineup card, courtesy of the Boston Globe?s Peter Abraham:

Ellsbury CF
Crawford LF
Pedroia 2B
Ortiz DH
Gonzalez 1B
Aviles 3B
Scutaro SS
Reddick RF
Saltalamacchia C

As for Crawford, this is his seventh start out of the No. 2 spot this season and his first since August 13. Meanwhile, Gonzalez hasn?t hit fifth since Opening Day.

While the Red Sox are just 5-16 in September, it hasn?t been on account of their offense. They enter play this afternoon averaging 5.81 runs per game this month.

Source: http://hardballtalk.nbcsports.com/2011/09/24/terry-francona-shakes-up-lineup-for-todays-game-against-yankees/related

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Monday, September 26, 2011

YDR Pets | Dog Park Superstars premieres Sunday (Sept. 25)

Ben Gleib and Laura Nativo, Hosts of GSN's ?Dog Park Superstars?
(Photo courtesy of GSN)


Dog Park Superstars, the action-filled show in which dogs and their owners compete in intriguing and funny games of skill, teamwork and obedience, premiers at 8 p.m. ET Sunday, Sept. 25, on Game Show Network.

Five dog/owner teams of every shape and size face a wild roster of challenges with surprise twists and turns. Some games require the skills of the animal, while others will call on the abilities of the owner. The only way they can successfully take on the challenge is by working together. All the action is highlighted by the show?s sportscaster-style hosts as they deliver colorful play-by-play, expert analysis and interviews.

Host Ben Gleib is a stand-up comedian and actor, and is a regular roundtable guest on the hit show Chelsea Lately on E!.

Host Laura Nativo is a certified APDT dog trainer nicknamed ?The Fairy Dogmother? for her ability to understand, connect with, and positively impact dogs. She starred in the CBS hit reality show, ?Greatest American Dog.? With her celebrity Pomeranian, Preston Casanova, Nativo hosts a live interactive show for dog lovers, ?Preston?s Planet,? on TheStream.tv, and will soon be launching her own line of socially conscious, environmentally responsible canine lifestyle products. Nativo volunteers at animal shelters and is the founder of The Pawtastics, a nonprofit, all-volunteer, therapy dog team.

For more information, visit www.gsn.com.

This entry was posted in Did you know?. Bookmark the permalink.

Source: http://www.yorkblog.com/pets/2011/09/24/dog-park-superstars-premieres-sunday-sept-25/

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The story of Mac Cosmetics

Mac Cosmetics was founded by Frank Angelo and Frank Tuscany. It was founded by two in Canada in 1984. Originally Angelo was the owner, while Tuscany was the make-up and at the same time the photographer.

Since then he has successfully climbed to the second and now one of the most famous and influential in the world. A major concern of society are the women in the fashion industry.

Tuscany Frank was the man behind the now famous> MAC cosmetics products. He was instrumental came in various cosmetic products, through its intensive research. In fact, he can not do it alone. His brother-in-law, Victor Casale, a chemist was the one who helped him with every success of a cosmetic product that can boast the company today.

The people in the fashion industry are the target group of the company. Thus all their products are safegood quality and unique too. For this reason, it has quickly conquered the market and has gained popularity, which somehow lead to his huge increase in sales and development in general. He opened his first store in 1991 in New York. Five years later he opened an office in Paris in 1996. It was sold two years after the original owner of the company's majority stake in another company of Est?e Lauder Cosmetics heard. The transfer was made in 1994. But it was not until 1998 that the companycompletely took over the company after Frank Angelo died in 1997. After the death of Angelo left Frank Mac Cosmetics Tuscany with his brother-in-law.

Estee Lauder, the new owner of the company does not change the company name. This was done to ensure that everything remains the same. The company continued with its original name of Mac Cosmetics ensure that products are of equal quality. Known with the same name for its quality products proven factBenefits for the company.

Recently, Mac Cosmetics are no longer limited to people in the fashion industry. Even the ordinary, or those from different walks of life can now easily get to all Mac cosmetics products at very affordable prices. A much wider choice of quality products are now readily available in the real market. So if you want real quality cosmetic products, you should try to search for Mac Cosmetics.

Source: http://womens-interests-beauty-products.chailit.com/the-story-of-mac-cosmetics-2.html

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Sunday, September 25, 2011

Food And Drink ? Luxury Chocolate ? Is It The New Wellbeing Food?

Luxury chocolates contain just as considerably fat, if not a lot more, then typical chocolate but excess fat isn?t the only point to feel about when taking into consideration how eating chocolates impacts your wellbeing. The good quality of the components certainly has an effect and the far more costly or gourmet chocolates are produced with greater top quality ingredients. Of course, if you are really concerned you will want to eat only chocolate created with organic ingredients.

In fact, it has been located that consuming chocolate can be very good for you ? but not low-cost chocolate. Luxury chocolate made with 60% or far more cocoa solids include nutrients and vitamins and has a huge amount of magnesium which is beneficial for the cardiovascular program and hypertension.

Chocolate has also been identified to contain catechins, the very same antioxidants located in green tea, which can aid avoid cancer and heart illness so consuming chocolates in moderation can be healthful!

Dark chocolate is the healthiest of the luxury chocolates as it has much less sugar and excess fat and a increased concentration of cocoa solids. Cheap chocolate is a poor selection as it contains significantly much more (and lower quality) fats and sugars and has less than 20% cocoa solids. Place side by side, you will locate that consuming chocolates of a larger quality will be a lot far more pleasant and effectively really worth the added expense for the taste if not the added well being rewards!

Some of the health positive aspects of dark chocolate include positive effects in fighting cardiovascular illness, aging and even cancer. In reality, some latest studies have shown that dark chocolate decreased blood pressure and elevated blood flow as effectively as possessing possible anti clotting properties. Not only that but it also has a reduced glycemic index so it aids you handle your blood sugar far better whereas other snacks will spike your blood sugar leaving you craving much more, dark chocolate will retain it even creating it a ideal treat that you won?t be tempted to overindulge in.

Dark chocolate even includes some vital minerals that you may well not currently be getting in your diet regime. Iron, copper, calcium and magnesium are all present in chocolate. It includes eight% of your RDA for Calcium, 7% of your RDA for iron, 14% of the RDA for copper and 12% of the RDA for magnesium as nicely as being a all-natural source of potassium.

So if you enjoy consuming chocolates, go ahead and splurge on some luxury chocolates, but keep in mind to consume only in moderation as over consumption can lead to an unhealthy excess fat intake and weight obtain!

-dark chocolates

-Dark Chocolate Special

-Healthy Dark Chocolate

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Source: http://food-and-drink.us/2386/luxury-chocolate-is-it-the-new-wellbeing-food/

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Saturday, September 24, 2011

A Closer Look at the Wilson Electronics 801247 Desktop Cell Phone ...

When you own a business, it is essential to own the right tools to accomplish your activities as efficiently as possible. Saving time for you or your employees can frequently be accomplished with the littlest of tools. But, a lot is based on your unique circumstance. Using a cell phone signal booster may help if you oftentimes get bad quality cell phone sending and receiving. Today, we share our review of the 801247 Desktop mobile phone signal booster provided by Wilson Electronics. We are providing you solid pieces of advice here, but do be aware that some are more critical to understanding Fix XBOX 360. Nevertheless, the bottom line is how you want to use it, and how much of it will impact your situation. But we are not done, yet, and there is usually much more to be revealed. We are keeping the best for last, and you will be pleased at what you will find out. It is all about giving information that develops on itself, and we believe you will value that.

This unique device offers-gives the optimal results when it is installed in a single room. Keep that in mind as you evaluate it for your specific business needs. With the 801247 cellular phone signal booster, you can look at ranges from 824 to 984 MHz and 1850 to 1990 MHz. Mobile Phone signals are usually enhanced up to fifteen times the normal levels. If you have been dealing with terrible mobile phone reception, then that certainly should help to get rid of that issue.

Bad reception and transmission usually cause problems like dropped calls and unclear communications. In these cases, a mobile phone signal booster such as the 801247 can be advantageous. As your business and private communications get better with better signals, you will be able to save time. You can look forward to not having to make a lot of call backs because of of dropped calls. Keep in mind that good reception is a sure plus when you?re carrying out business calls. Ideally, just as with so many other areas regarding Yellow Light of Death, you will need to pay more attention to some things than others. What is more critical for you may be less so for others, so you have to think about your unique circumstances. But we are not finished, yet, and there is always much more to be revealed. The last half of the article will offer you a lot more solid info about this. It is all about offering information that develops on itself, and we believe you will appreciate that.

The Wilson 801247 cellular phone signal booster is compact and will very well fit on your work desk. For the optimum operation, you should have the cell phone signal booster in a room where signal problems exist. The signal booster consists of an externally mounted antenna which ties with the desk unit by way of a coaxial wire. You may choose to mount the antenna by one of the windows in the affected room. You can anticipate to experience the strongest reception when the antenna is mounted outside and aimed toward the closest cellphone tower. If you?re unsure of the nearest mobile phone tower, here is a suggestion. You can merely experiment with various orientations until the best signal level is attained.

Installing the signal booster is direct and not tough to accomplish. However, the signal booster is not specific to just one cell phone. On top of enhancing the levels of several cellular phones, the signal booster likewise helps signal data cards. You will see these units will work with US and Canadian cell providers except Nextel and a handful of others. Technologies such as 3G and AMPS are likewise supported. Various data protocols are supported too. It is good to contact Wilson Electronics directly if you have specific questions regarding support for your particular cellular phone. However, space did not permit a complete treatment of this important topic. It is tough to really discover all there is to know about Xbox 360 Repair because we know how occupied you are. If you want to get the most from your work, then it is a must to learn all you can. The good news for you is that a substantial amount of the hard work has already been done.

Tags: Cell Phone, cellular phone, cellular phone signal booster, mobile phone, signal booster, Wilson Electronics

Source: http://www.garagemahalcamp.info/a-closer-look-at-the-wilson-electronics-801247-desktop-cell-phone-signal-booster-for-your-office/

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Insurance | Health Insurance Quotes provide important information ...

Thursday, September 22nd, 2011

Insurance companies are preparing to provide health insurance quotes quickly for today's fast-customers. Pay attention to details and take the time to ask questions and read the fine print. The state of a person's health may depend on which policy you choose.

PR News Online ? 19-September-2011-People want their information quickly and in small pieces, merge. Insurance companies are preparing to provide health insurance quotes quickly for today's fast-customers.

"People in a hurry to get where they want to go these days," said Clelland Green, Rhu, President and CEO of Good location in Pennsylvania. "We also need as much information as possible to get health insurance as soon as you can get. 'S insurance because many sites have a monitoring role. Connect your relevant information, click and see the results are almost instantaneous . This is ideal to save time when looking for health insurance quotes. However, a budget of a budget, and not of stone. "

In other words, a budget based on a number of factors which offers a potential customer. There may be other mitigating factors that could change this date. An appointment is a good starting point, because it gives an idea of ??what it would cost a premium based on the information. Of course, if you give false information, the price will be affected. For example, if a smoker to tell an insurance company who does not smoke, not mentioned.

If this does not stop smoking a cheaper one, first occur when smokers have quit smoking medication is that the insurance company may refuse your request (preferably) or terminate the contract (and worse). What a waste of time and money. "If you want health coverage, telling the whole truth and pay the required fee," says Green. "It 'and your health is important."

Leave a Reply

Source: http://insuranceforautocar.com/insurance-health-insurance-quotes-provide-important-information-to-customers/

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Friday, September 23, 2011

Recession fears hammer stocks, commodities (Reuters)

NEW YORK (Reuters) ? World stocks and commodities tumbled on Thursday as weak data from China crystallized investor fears of a global recession one day after a grim economic outlook from the U.S. Federal Reserve.

Stocks tumbled more than 4 percent and commodities took a beating. The U.S. dollar climbed to a seven-month high against major currencies (.DXY) as investors fled risky assets.

Weak data from Germany and China helped push investors to the safety of U.S. government bonds, where benchmark yields again touched lows not seen in 60 years.

Data showing contraction in China's manufacturing sector for a third straight month helped drive down oil prices by more than 4 percent in London and sent the price of copper to a one-year low.

Gold, a traditional safe haven, slumped more than 3 percent as the dollar strengthened.

Thursday's market meltdown came after weeks of worries that Europe's debt crisis could freeze the global financial system, and a day after the Federal Reserve disappointed markets with its latest effort to boost the economy by lowering long-term borrowing costs. The Fed also spooked investors with a particularly stark assessment of the U.S. economic outlook.

"Global growth worries today are even more prominent than the sovereign crisis, and that's not because sovereign crisis risk has diminished, it's because global growth worries have clearly increased," said Patrick Moonen, equity strategist at ING Investment Management.

World stocks as measured by MSCI (.MIWD00000PUS) hit a 13-month low and were last down 4.7 percent, bringing the year-to-date loss to 16.3 percent.

The decline also came amid concerns that the U.S. government is headed for another budget fight. The House of Representatives unexpectedly defeated a bill that would fund the federal government past September 30.

"Here we are, likely facing yet another recession, lacking in confidence, with limited jobs opportunity, hanging our star on a president and Congress that can't agree on what day it is, while offering very little hope of anything meaningful in terms of a jobs solution or a fix for the housing market," said Kevin Giddis, managing director of fixed income at Morgan Keegan in Memphis, Tennessee.

The Fed's statement that the U.S. economy faces "significant downside risks" and worry that the U.S. central bank's $400 billion program would be insufficient to jump-start growth brought fears of another global recession to the forefront.

Investors, already worried about a possible Greek debt default and the euro zone's intractable debt crisis, see governments unable to respond to the problems.

U.S. stocks lost more than 3 percent, extending losses for a fourth straight session, and European shares slumped to a 26-month closing low.

The Dow Jones industrial average (.DJI) was down 430.41 points, or 3.87 percent, at 10,694.43. The Standard & Poor's 500 Index (.SPX) was down 41.81 points, or 3.58 percent, at 1,124.95. The Nasdaq Composite Index (.IXIC) was down 84.81 points, or 3.34 percent, at 2,453.38.

In Europe, the FTSEurofirst 300 (.FTEU3) closed down 4.7 percent. Overnight in Asia, Japan's Nikkei (.N225) ended down 2.07 percent.

SAFETY FIRST

Investors piled into safe-haven assets, sparking a rally in the U.S. currency and government bonds.

Data showing that business activity in Germany grew at its weakest pace in more than two years in September and new orders fell for a third month added to the gloom on the global economy.

The dollar hit a seven-month high against a basket of major currencies (.DXY), and last rose 1.4 percent to 78.453. The euro fell to an eight-month low of $1.3384, its lowest since January, and last fell 0.7 percent to $1.3468.

Gains in the dollar sparked a broad retreat in the commodities sector. Spot gold was last around $1,741.

U.S. crude futures were down $4.98 at $80.96 a barrel, while Brent futures were $4.40 lower at $105.98 a barrel.

Benchmark 10-year notes rose a point, their yields falling to 1.78 percent from 1.87 percent late on Wednesday.

The 30-year bond climbed 2-26/32, its yield falling to 2.87 percent - the lowest since January 2009 - from 2.99 percent late on Wednesday.

"A big-time asset allocation trade is going on which seeks the safety of U.S. dollar fixed-income Treasury product," said Chris Rupkey, managing director and chief financial economist at Bank of Tokyo-Mitsubishi UFJ in New York.

Ten-year German yields hit a record low.

(Additional reporting by Chris Reese Ellen Freilich in New York; Editing by Leslie Adler)

Source: http://us.rd.yahoo.com/dailynews/rss/business/*http%3A//news.yahoo.com/s/nm/20110922/bs_nm/us_markets_global

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HP's Board Hired Its Failed CEO Without Even Meeting Him First [Hp]

Yesterday I argued that HP's board would be rash to fire embattled CEO L?o Apotheker at this point in the game, since surely they knew what they were getting when they hired him. Oops! Joke's on me. Most of them had never even met him. More »


Source: http://feeds.gawker.com/~r/gizmodo/full/~3/B0t8WX5wTYk/hps-board-hired-its-failed-ceo-without-even-meeting-him

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Thursday, September 22, 2011

The Yeshiva World Text Of Gov. Perry's ... - Yeshiva World News

[VIDEO IN EXTENDED ARTICLE]

Thank you. Let me begin by thanking Dr. Solomon Frager and Aron Hirtz for helping us organize this press conference today.

I am joined today by a diverse group of Jewish leaders from here and abroad who share my concern that the United Nations could take action this week to legitimize the Palestinian gambit to establish statehood in violation of the spirit of the 1993 Oslo Accords.

We are indignant that certain Middle Eastern leaders have discarded the principle of direct negotiations between the sovereign nation of Israel and the Palestinian leadership, and we are equally indignant that the Obama Administration?s Middle East policy of appeasement has encouraged such an ominous act of bad faith.

Simply put, we would not be here today at the precipice of such a dangerous move if the Obama Policy in the Middle East wasn?t na?ve, arrogant, misguided and dangerous.

It must be said, first, that Israel is our oldest and strongest democratic ally in the Middle East and has been for more than 60 years. The Obama Policy of moral equivalency which gives equal standing to the grievances of Israelis and Palestinians, including the orchestrators of terrorism, is a dangerous insult.

There is no middle ground between our allies and those who seek their destruction. America should not be ambivalent between the terrorist tactics of Hamas and the security tactics of the legitimate and free state of Israel. By proposing ?indirect talks? through the U.S. rather than between Palestinian leaders and Israel, this administration encouraged the Palestinians to shun direct talks.

Click HERE to watch video from a mobile device.

Second, it was wrong for this Administration to suggest the 1967 borders should be the starting point for Israeli-Palestinian negotiations.? When you consider this suggestion was made on the eve of the Israeli Prime Minister?s visit, we see in this American Administration a willingness to isolate a close ally and to do so in a manner that is insulting and na?ve.

Third, by injecting the issue of 1967 borders in addition to a construction freeze in East Jerusalem and Israeli settlements, the Obama Administration has put Israel in a position of weakness and taken away their flexibility to offer concessions as part of the negotiation process.

Indeed, bolstered by the Obama Administration?s policies and apologists at the U.N., the Palestinians are exploiting the instability in the Middle East hoping to achieve their objective without concessions or direct negotiations with Israel.

The reason is simple: if they perceive they can get what they want from the U.N. without making any concessions why should they negotiate with Israel?

While the administration is right to finally agree to fight the Arab resolution at the U.N., it bears repeating that we wouldn?t be here today if they had stuck to some basic principles concerning Palestinian statehood:

First, Palestinian leaders must publicly affirm Israel?s right to exist, and to exist as a Jewish state;

Second, President Abbas must persuade all factions including Hamas to renounce acts of terrorism and release kidnapped Israeli Gilad Shalit, and;

Third, Palestinian statehood must be established only through direct negotiations between the Palestinian leadership and the nation of Israel.

By not insisting on these principles, the Obama Administration has appeased the Arab Street at the expense of our own national security interests. They have sowed instability that threatens the prospects of peace.

Israel?s security is critical to America?s security. We must not forget it was Israel that took out the nuclear capabilities of Iraq in 1981 and Syria in 2007. In both instances, their actions made the free world safer.

Today, the greatest threat to the security of Israel and, by extension, a threat to America, is the Iranian government developing a nuclear arsenal. One thing is clear: we must stop Iran from acquiring nuclear weapons. Economic sanctions must be tightened and increased and all options must remain on the table to stop a brutally repressive regime from acquiring a nuclear capability.

To date, we have fumbled our greatest opportunity for regime change. As average Iranian citizens were marching on Tehran in the Green Revolution in 2009, America was wasting precious time on a na?ve policy of outreach to both the Iranian and Syrian governments.

Who knows what the leadership of Iran would look like today if America had done everything in its power to provide diplomatic and moral support to encourage the growing movement of dissidents who sought freedom.

Our actions in recent years have destabilized the Middle East. We have been complacent in encouraging revolt against hostile governments in Iran and Syria and we have been slow to recognize the risks posed by the new regime in Egypt and the increasingly strained relationship between Israel and Turkey.

It is vitally important for America to preserve alliances with moderate Muslim regimes and Muslim leaders who seek to preserve peace and stability in the region. But today, neither adversaries nor allies alike, know where America stands.

Our muddle of a foreign policy has created greater uncertainty in the midst of the ?Arab Spring.? And our policy of isolating and undermining Israel has only encouraged our adversaries in their aggression.

With the end-run on Palestinian statehood imminent before the U.N., America must act swiftly.

First, every nation within the U.N. must know America stands with Israel and the Oslo accord principle of direct negotiations without equivocation.

Second, America must make it clear that a declaration of Palestinian Statehood in violation of the spirit of the Oslo accords could jeopardize our funding of U.N. operations.

Third, the Palestinians must know their gambit comes with consequences in particular that America will have to reconsider the $4 billion in assistance we have provided to the Palestinians over the last 17 years.

Fourth, we should close the PLO office in Washington if the U.N. grants the standing of a Palestinian state.

And fifth, we must signal to the world, including nations like Turkey and Egypt whom we have considered allies in recent years, that we won?t tolerate aggression against Israel.

Israel is our friend and ally. I have traveled there several times, and met with its leaders. It is not a perfect nation, but its existence is critical to America?s security in the world.

It is time to change our policy of appeasement toward the Palestinians to strengthen our ties to the nation of Israel, and in the process establish a robust American position in the Middle East characterized by a new firmness and a new resolve.

If America does not head off the aggression of forces hostile to Israel we will only embolden them.

That would be a tragic mistake.

(YWN World Headquarters ? NYC)

Source: http://www.theyeshivaworld.com/?p=103865

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Wednesday, September 21, 2011

Canon Powershot S100 Is a Low-Light Hotshot

Take a popular camera line, whether compact or entry-level SLR, and you can be sure that it’ll be updated every year. Whether it needs to be or not. Sometimes, though, these incremental updates hide some genuinely big changes. So it is with Canon’s new S100.
On the surface, it looks like the S100 isn’t much different [...]

Source: http://feedproxy.google.com/~r/GearFactor/~3/JyoeXojLX_8/

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If You Have Ever Suffered From Anxiety Panic Attacks, You Know ...

[unable to retrieve full-text content]If in case you have ever suffered from nervousness panic attacks, you know what a terrible burden they can be.

Source: http://yourarticle.malaysmart.com/health-fitness/if-you-have-ever-suffered-from-anxiety-panic-attacks-you-know-what-a-horrible-burden-they-can-be.html

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Tuesday, September 20, 2011

After 17 years, Okla. jury to decide woman's fate (AP)

MANGUM, Okla. ? Seventeen years after the wife of an Oklahoma prison warden disappeared with a convicted killer, jurors on Monday finally began to deliberate whether she was kidnapped or ran away with him to build a new life on an east Texas chicken ranch.

Bobbi Parker's long, winding trial took the entire summer to complete. It included nearly 80 witnesses and more than 800 pieces of evidence in an effort to reconstruct their high-profile disappearance on Aug. 30, 1994.

Jurors face one central question: Did she fall in love with now-dead Randolph Franklin Dial or did Dial drug the woman and take her from the Oklahoma State Reformatory as his hostage?

The jury got the case Monday evening and deliberated for about an hour before quitting until morning. District Judge Richard Darby has set aside motel rooms for the jurors during deliberations and is providing for meals.

Because of Greer County's small population, and the fact that the prison is the community's largest employer, it took weeks to pick a jury prior to the 2 1/2 months needed to present evidence.

"I've not been involved in a trial that has lasted this long," said Assistant District Attorney David Thomas, the lead prosecutor. "There are so many witnesses."

After a tip to a television anti-crime show, police captured Dial April 4, 2005, in Campti, Texas, and found Parker working in a nearby chicken house. Both maintained Dial kidnapped the woman, but Oklahoma authorities filed charges against Parker the day before the statute of limitations ran out on a claim that she helped him leave.

As closing arguments began Monday, assistant prosecutor Eric Yarborough said there was no evidence Parker was intoxicated or drugged as defense attorney Garvin Isaacs had claimed.

"The intoxication in this case was love," Yarborough said. "She chose freedom with Randolph Franklin Dial. Was it a good choice? Probably not. Was it a bad choice? Absolutely."

Reviewing photos of items taken from Dial and Parker's mobile home ? including love letters, condoms and a sex toy ? Yarborough said Dial and Parker lived together as husband and wife. Even before his escape, the prosecutor said, an inmate saw Dial and Parker behaving inappropriately while working "day in, day out" in a prison pottery program she ran from her garage.

Isaacs described Dial as a "sick, sociopathic egomaniac" and questioned why Parker would leave her family, including her two daughters.

"That won't fit. Bobbi Parker isn't' going to do anything that will break up her family," Isaacs said.

Isaacs displayed photos of Parker's family on a projection screen and said she's "a mother who loves her daughters."

Isaacs questioned the testimony of several prosecution witnesses who said they saw Parker and Dial together in inappropriate situations. Those witnesses include former Oklahoma State Reformatory Warden Jack Cowley, who testified he saw Parker and Dial on a front porch swing at the deputy warden's house.

"That didn't happen. She was never on the front porch drinking coffee with Randolph Franklin Dial," Isaacs said.

Parker's husband was present Monday for part of closing arguments, and has watched other portions of the trial.

Isaacs promised the jury during openings that Parker would testify in her own defense, but she never took the stand.

"The farther I got into this, the more concerned I became about the trauma. I couldn't do it," Isaacs explained.

Jury selection took nearly two months, as the judge disallowed anyone who worked at the prison or who knew anyone who worked at the prison. Lawyers also subpoenaed 200 potential witnesses, further reducing the pool in a county that has only 6,000 residents. By comparison, jury selection in the murder trial of Oklahoma City bombing conspirator Terry Nichols in 2004 took only nine days. The entire Casey Anthony murder trial in Florida this summer took eight weeks.

The prosecution's first witness, Oklahoma State Bureau of Investigation agent Robert Williams, was on the witness stand for 14 days as he identified dozens of pieces of evidence collected from the cramped mobile home where Parker and Dial lived and defended his unit's investigation against claims that crucial witnesses weren't questioned and vital evidence wasn't tested.

"It's an unusual, complicated deal," said Isaacs. "Witnesses have died. Evidence has been destroyed. Memories have been contaminated. Facts have been forgotten."

A dust devil hit the courthouse one afternoon, knocking out power, and while stifling triple-digit heat didn't delay work it at least made everyone uncomfortable. At one point, the judge chided attorneys that they were just taking too long.

"It's unfortunate that this trial is causing inconveniences for so many people," Darby said. The judge said much of the testimony has been repetitive and repeats or reinforces that of other witnesses.

Parker, now 49, worked with Dial in the pottery program and prosecutors claim she became Dial's mistress while her husband Randy served as deputy warden and the couple lived with their two daughters in a house on the prison grounds.

Dial was serving a life term for first-degree murder for the 1981 death of a karate instructor in Tulsa County. Isaacs has described Dial as a manipulative sociopath and told Parker's jury during his opening statement that Dial drugged and kidnapped Parker and held her hostage by threatening to use his alleged mob connections to harm her family, including her daughters, if she ran away.

Parker has pleaded not guilty to the felony charge of assisting a prisoner to escape and faces up to 10 years in prison if convicted. Legal complications, including the substitution of statements by witnesses who have died and are unavailable to provide direct testimony, have prompted Isaacs to repeatedly ask that the charge against Parker be dismissed. Darby has denied all of the requests.

Dial pleaded guilty to escape before he died in prison in 2007 at the age of 62 and maintained until his death that he kidnapped Parker and held her against her will.

But prosecutors allege that Dial and Parker made a pact that if either was discovered, he would say he kidnaped her and held her hostage. In a letter he wrote from prison after he was recaptured, Dial said: "I'll do anything to see her in the clear of all this." In another, he said: "Who cares how many years I get? With my life sentence, who's counting? Not me."

Dial was never charged with kidnapping.

Source: http://us.rd.yahoo.com/dailynews/rss/crime/*http%3A//news.yahoo.com/s/ap/20110920/ap_on_re_us/us_warden_s_wife

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Michelle Le Body Found: Remains Discovered In East Bay Positively Identified As Missing Nursing Student

Union City Patch:

After nearly four months of searching, Hayward police have announced the human remains discovered Saturday are those of missing nursing student Michelle Le.

The Alameda County Coroner's Office confirmed the identity late Monday night, almost 60 hours after a volunteer found the body in a wooded area just south of Pleasanton during a search organized by Le's family.

Read the whole story: Union City Patch

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Source: http://www.huffingtonpost.com/2011/09/20/michelle-le-body-found_n_971119.html

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Monday, September 19, 2011

Internet business opportunities attract thousands of web surfers ...

Internet business opportunities attract thousands of web surfers every year. Some people are totally disappointed about the mechanisms of online business activity while others have made a fortune working on the world wide web. There is plenty of web content with tips and suggestions for those eager to develop an Internet business, but practice is the mother of all teaching.

There is a widespread opinion that affiliate marketing makes a good Internet business. The system consists of the promotion for various products and services belonging to a mother company. You get a commission for every sales that is made. The pay per click advertising system works as the fundamental support for affiliate marketing, although search engine operation provides other viable ad platforms too. Adsense and Adwords rank in the top of users? preferences.

Another example of Internet business is blogging. You start it by creating a small website on which you write all sorts of impressions, articles or reviews on certain topics. Advertising systems overlap with blogging, generating revenue for the blogger. Blogs are very popular on the Internet because of the content richness and the possibility to target a very specific market. The skills required for such an Internet business include web marketing, copywriting and social networking.

Run some Internet business through auctions. Ebay, Craigslist or Amazon are favorite websites where products are sold in the wholesale or retail system. It is up to you which to choose. Closely related to auctions is e-commerce because it further consists of commercial activities conducted online. Email advertising strategies and e-marketing represent the fundamental requirements for developing this Internet business. Experience is usually a major plus here!

Freelancing is one other advantageous web career. Web design, copywriting, ghost writing, IT programming and photography services are conducted on the world wide web by skilled and well trained professionals. The best payments here go towards information technology projects. If you know your trade well, you have lots of chances to make good money.

You can also grow an Internet business in online consultancy services or virtual assistance. Such careers are possible only if you have previous experience in the work field you target. Other individual solutions are available, and it is hard to sum up all the elements that could create the foundation of an Internet business. Luckily, with good skills and a bit of knowledge you can make money online.

Source: http://seoaskit.com/internet-business-opportunities-attract-thousands-of-web-surfers-every-year

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Sunday, September 18, 2011

Tips On Deciding On A Ball Hoop And Maybe A Bicycle Machine

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By: Caranessa Tellmone

Are you curious as to what kinds of sporting activities that can be done to get into far better form? Or probably you are a fairly athletic individual yet are thinking about buying some gear for the house which will certainly help keep you active. There are numerous sporting activities which can be done to be able to help get an person in much better form or help them conserve the good shape they are presently in. Also, there's also many sports equipment that one might acquire to get in or even remain in excellent condition. Listed below are some ideas on exercise gear you can certainly attain in order to get in better shape today.

One of the best sports for getting and staying in shape is baseball. Golf ball is definitely an universal sports activity and everybody enjoys shooting several hoops on occasion. It provides a terrific workout while at the very same moment being a pleasant sport. For most of us, playing a game of hockey signifies either visiting the fitness center or recreation area. For many who delight in the sport however don't want to continuously leave their property to get in a good game, there are various alternatives. Among the best alternatives is certainly to invest in a basketball hoop. By paying for a basketball hoop you'll never have to depart your home again if you don't want to and can certainly enjoy a game or shooting hoops all on your own inside your own yard.

There are plenty of places someone can head over to get a basketball ring. One location would certainly certainly be a sports activities retailer. At a sports outlet, you will have numerous alternatives to decide upon. It is very important remember the fact that not all basketball hoops are created precisely the same. It might be an excellent thought to search on the web and read assessments to figure out what exactly could be the ideal type to get. There are various positive aspects to searching on-line to get a basketball hoop. For starters: because there's simply no stocking there is a much better selection to select from. In addition, basketball hoops on the web are generally a good deal more affordable than those purchased in a shop.

An additional wonderful manner to go about staying in shape will be to go cycling. Whether you decide to buy a genuine bike and ride it on the streets or choose to buy a biking exercise equipment is entirely your decision and your desires. Of course you'll find pluses and minuses to both. Investing in a bike is definitely the cheaper option. Cycles tend to be easily transportable and you may ride them everywhere the heart wishes if you are an outdoorsy type of individual. In the event you prefer staying in the house then a cycling exercise machine would certainly be the more sensible choice in your case. You can purchase a bicycle or cycling machine at a retail outlet or over the web. Quite a few people prefer to test before they buy and on the web won't supply that alternative. On the flip side, others may perhaps only be worried with receiving the cheapest feasible price; in cases like this acquiring on the internet would probably be the greatest bet.

Author Resource:->??For additional information about " target="_blank">http://www.bestmountainbikepedals.com"> clipless bike pedals and additionally portable basketball hoops pay a visit to us today.

Article From Free Online Articles Directory- Unique Self Publishing Articles-Article Directory

Source: http://www.articlebanker.com/Art/331990/319/Tips-On-Deciding-On-A-Ball-Hoop-And-Maybe-A-Bicycle-Machine.html

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Virginia real estate ? Blog Archive ? NAR ? For Sale by Owner ...

NAR ? For Sale by Owner ? "SCARE TACTICS"

Don?t sell your home FSBO ? you will be robbed, raped or god forbid ? worse. The NAR has been promoting this fear mongering for years. Here is a direct quote from a ?Realtor? Ezine article (please note ? the author refers to himself as a ?Seasoned Real Estate Broker?) titled ?NAR(r) Broker Will Swear It ? Real Pro? Agents Share It ? FSBO ?Truth? ? and I quote ? ?Sometimes, the ?Truth? hurts. Yet, being ripped off, raped, or even worse ? hurts a whole lot more. Ask any police officer if home sellers should open their doors wide to strangers.? Are you serious? So is that why we pay 6% sales commission to sell a home ? Security/Background checks? Now it all makes sense ? I finally understand the value ? give me a break! There may have been a time when real estate agents actually ?screened? clients before bringing them to your house ? that said, I firmly believe it was done to determine what they could afford and weather or not they were wasting the realtor?s precious time. I guarantee I can set up an appointment ? through a Realtor to view a house within the next hour ? they will take my first name ? PERIOD!

Our friend, the ?Seasoned Real Estate Broker? must be ?old? school. The new NAR (which recognizes that Realtors do not ?screen? their clients) scare tactic now claims that FSBO?s homes sell for up to 15% less then Realtor assisted existing home sales. They have developed a clever little ?medium? based formula that demonstrates this and of course the Realtors that form their association believe the propaganda and diligently and naively spread it to prospective FSBO home owners. The problem with their calculations is they use a flawed formula to support their argument ? they use a MEDIAN price as opposed to an AVERAGE price. The median is a ?middle number? in a series of numbers ? the average is a sum of all numbers divided by the total number. Have you ever looked at the ?medium? mark on a test and had it mean anything to you?

The real ?TRUTH?, as this author so eloquently puts, it is that Realtors are absolutely scared silly with the prospect of FSBO?s cutting into their revenue stream. The fact that they are being eliminated by the internet as a real estate sourcing tool manifests this fear to the point that they have to revive ?old wives tales? ? can you imagine being ?ripped off, raped, or even worse? to save a measly 6% ? no me neither. That said, I would love to see the face of the realtor that is asked to provide confirmation that all prospective clients have undergone a background check prior to viewing your property. Realtors ?used? to ask for Identification ? they don?t even do that anymore.

Also according to this author ? ?Every year, dozens of real estate agents are abducted, robbed, raped, and murdered? ? my god they should be getting danger pay. I can?t think of ANY other profession that is subject to such potential crime and danger on the job. Did he say ?dozens?? Another question ? why would anyone ?abduct? a real estate agent? Please excuse my tongue and cheek response to this article ? I just find it bizarre that this tactic continues to be utilized or worse has been ?reborn?. On a more serious note ? my mother is a 35 year real estate agent ? she has NEVER had a ?bad? experience with a client. She did however have her home robbed two days after a real estate agent from the city showed her home to two gentlemen in a white van (can you say ?red flag?). When police investigated the Realtor didn?t even have their names ? now that is well screened.

The reality of selling your own home boils down to this ? and this alone. If you can put together a decent marketing plan, properly price your home and are semi-personable without being overbearing you can sell your own home and save significant dollars. Should you be careful about whom you are letting into your home ? of course. Is there risk ? yes ? there is always risk. Is there reward ? of course ? significant. The trick is to mitigate risk by being careful and using your instincts and, as always ? be careful whom you are letting into your front door.

By: Mark Camphaug

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  • Source: http://www.jamaicadiasporaindiana.org/nar-for-sale-by-owner-scare-tactics/

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    Saturday, September 17, 2011

    Learning More About Marine Biology Online Courses | Top Education

    Do you want to become an oceanographer or a marine biologist? With marine biology online courses, nothing should stop you now from reaching your dream. Yes, it?s now possible for you to earn a degree in marine life science through online degree programs in this field of the life sciences. With the increasing popularity of online courses, various universities have already started to offer degree programs in the study of aquatic life science. Years before, degrees in business were the only courses available online. These days, practically every field of study can already be learned and explored through online classes.

    Several universities are now offering marine biology online courses for students who prefer to complete their degrees from home. Distance learning programs have become quite popular because you can get the same quality of education without the hassle of traveling from your home to the nearest university where you can qualify. These programs can truly penetrate through distance barriers, bringing the degree you like best closer to you.

    If possible study this article diligently, the problem and the answers have multiple varieties. An online degree in oceanography and marine biology can open your doors to opportunities that will enable you to receive attractive compensation. With a degree in oceanography or marine life science, you can later on pursue a career in biological oceanography, marine geochemistry, research, or coastal zone management.

    What BPP students say about on-line courses? Part three of four ? YouTube: How was your tutor? Did you feel on your own or part of a group? How did you interact with other students? Tell us about the structure, support and your tuto?

    Sometimes it can be difficult to identify which universities or colleges offer degree programs in oceanography or marine biology. One main reason here is that these 2 fields of study are classified under different names. Degree programs in aquamarine life sciences can be classified under biology and at other times might also be classified under environmental studies. It also helps to check the courses included in a certain program. The most basic course is an introduction to marine life in the seas, which is often a general discussion of marine biology and oceanography concepts. Marine biology online courses can also include the dynamics of marine biological resources, introduction to oceanography, marine chemistry, marine organic geochemistry, and marine hydrodynamics.

    There are lots of ways by which you can learn more about marine biology online courses. You can check websites of popular universities and see if you can qualify to the aquamarine life programs that they offer. If you?re interested in this field of study but don?t wish to earn credits or pursue a degree in such a field, it?s also possible for you to simply read online resources on aquamarine life topics. You may do so by browsing through lecture notes, syllabus, and suggested readings posted online.

    Taking a online courses biology based could prove to be very beneficial for you. If you?re interested in biology and you?re ready to work then you should seriously consider taking marine biology online courses.

    Source: http://dr-education.com/learning-more-about-marine-biology-online-courses/

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    Whole Life Policies | Life Insurance Health

    Whole life insurance is designed to provide protection for the entire life of the person insured. Cash values accumulate within the policy, money that the policy-owner can borrow against if desired. Also known as permanent- or ordinary insurance, these policies pay their face amount upon the death of the insured or when he or she reaches the age of 100, whichever happens first. Insurance companies consider this age to be the ?whole life? of an individual (thus the policy?s name). Below are several common types of whole life policies.

    Continuous premium whole life is the most common type of whole life insurance sold. As the name implies, these policies stretch the premium payments over the whole life of the insured (up to age 100). This type of policy is also routinely referred to as straight life insurance.

    Limited payment whole life insurance affords the policy-owner the same full lifetime protection of continuous premium whole life, but without the perpetual payments. In other words, the policy-owner simply pays for the entire policy in a shorter period of time. (The premium for any whole life policy can be broken down into any desired number of installments.) Because the limited payment policy is fully paid sooner than a straight life policy, logic dictates that its annual premiums are higher than those of the straight life plan. With the accelerated premiums, the cash values of limited payment policies also build at a faster rate. This means that the loan value for a limited payment policy would be more than that of a straight life policy owned for the same amount of time.

    Some common forms of limited payment whole life include 20-payment life (which means that premium payments are spread out over 20 years), 30-payment, and life paid-up at age 65 (the premiums are fully paid at age 65, but the policy continues to provide lifetime coverage). These policies mature (or pay out) at age 100 or upon the death of the insured, whichever occurs first.

    Single premium whole life is a very specialized and extreme version of the limited payment plan, paying for the full policy with only one premium. Of course, this single payment could very well be many thousands of dollars. The advantage offered by a single premium policy is that the policy-owner pays less than if the premiums were stretched over many years. On the other hand, the risk of this type of policy is that the person insured could die shortly after the single premium was paid, thus making the cost of the insurance coverage much higher than it might have been had the premiums been scheduled over a long period of time.

    Single premium whole life policies fall into the category of Modified Endowment Contracts (MECs). There are major tax consequences to be considered when purchasing a single premium policy, or any type of MEC.

    Current assumption whole life policies (also known as interest-sensitive whole life) offer flexible premium payments that are indexed to the movements of current interest rates. The insurance company can increase or decrease the policy?s premium within a certain range depending upon the fluctuation of market rates. During periods of relatively high rates, premiums could be reduced. In times of low interest rates, premiums could be increased within certain limits. Premium adjustments are generally only made on an annual basis, however.

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    Source: http://lifeinsurancehealth.net/whole-life-policies/

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    Friday, September 16, 2011

    Investing in Indonesia | Live Stock Trading News | Equities, Forex ...

    The Indonesian government is planning to introduce a fiscal stimulus to spur growth in the Southeast Asia?s largest economy next year as uncertainties in the Global economy may drag down the Country?s economy, local media reported Friday.

    ?We learned in Y 2008 that we need to boost Indonesia?s economic growth with stimulus. In order to mitigate negative conditions that could affect Indonesia, we have to react to protect,? Finance Minister Agus Martowardojo told members of the House of Representatives? Commission XI overseeing financial affairs Thursday.

    The United States? led sub-prime mortgage crisis, which hit the World?s financial sector in late Y 2008, also had a severe impact on Global economic growth, including in Indonesia the following year.

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    The Country?s economic growth slowed to 4.5% in Y 2009 from 6.1% in Y 2008.

    To mitigate the impact of the World?s economic slowdown, President Susilo Bambang Yudhoyono?s administration launched a 73-T (about US$8.322-B) stimulus package and added government spending as well as fiscal incentives in the form of government-borne import duties and value added and income taxes, to help revive business activities and to avoid employment cuts, the Jakarta Post reported.

    Recent mounting worries over debt troubles in European countries and stalling economic recovery in the United States have prompted policy makers across the world to guard against a potential economic slowdown worldwide. Bank Indonesia (BI) has predicted a slowdown in the country?s economic growth to 6.5% from the 6.6% projected this year, due to slowing global demand, which could hurt the Country? s exports.

    Agus declined to give details of the planned stimulus package, which is scheduled to be launched in 1-H of next year, but acting chief of the finance ministry?s fiscal policy office Bambang Brodjonegoro said it would combine ?fresh money and policies?.

    ?The most important thing is to create sources for domestic growth, so all stimulus has to have a direct impact on domestic growth, both in terms of consumption and investment,? Bambang told reporters after the House session. ?We have not yet discussed if it will be the same as in Y 2009. We will look at the latest situation and the condition of our budget.?

    National Planning Minister Armida Alisjahbana said the fresh money for the economic stimulus might be used to finance infrastructure projects.

    BI officials said earlier the government?s 6.7% target for Y 2012 could be achieved if the economy?s focus is shifted to the domestic economy in order to lower dependency on external factors, and if the government speeds up budget disbursement, creating a multiplier effect on the Country?s economy.

    Paul A. Ebeling, Jnr.

    Paul A. Ebeling, Jnr

    Paul A. Ebeling, Jnr. writes and publishes The Red Roadmaster?s Technical Report on the US Major Market Indices, a weekly, highly-regarded financial market letter, read by opinion makers, business leaders and organizations around the world.

    Paul A. Ebeling, Jnr has studied the global financial and stock markets since 1984, following a successful business career that included investment banking, and market and business analysis. He is a specialist in equities/commodities, and an accomplished chart reader who advises technicians with regard to Major Indices Resistance/Support Levels.

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    Business Development Director ? Private Client Group,
    Heffernan Capital Management
    Sales@Heffcap.com

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    Source: http://www.livetradingnews.com/investing-in-indonesia-54436.htm

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